Stephen Watson

I’d love to find the home loan that’s best for you

About Stephen Watson

Stephen is committed to providing the best solutions and outcomes for his customers.

Taking a holistic approach, Stephen guides his clients through the whole process, following up with them every step of the way from initial discussions all the way to settlement. He is passionate about building long-term relationships to help his clients achieve their financial goals.

He lodged over 100 applications for settlement representing a total loan value of $50 million plus for the year. In Q1 2022-23 financial year, Stephen achieved the highest volume of home loans out of 120 brokers within Lending Loop’s mortgage broking aggregation team.

A milestone that no other broker has achieved in their first year.

Outside of work, Stephen enjoys spending time with his wife and family. He also enjoys both playing and watching a variety of sports, including his beloved AFL team, Fremantle Dockers.

I specialise in

Commercial Loans

Construction Loans

Debt Consolidation

First Home Buyers

Land Purchase


Property Investment

Refinancing for a better deal

Lets talk

I’m ready to help every day of the week.

Use these calculators to find out how much money you could borrow

What Stephen Watson's clients say

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Travis Pavitt


Stephen went above and beyond! I received invaluable assistance and guidance from Stephen, and I cannot express how helpful he has been. Stephen went above and beyond to provide me with extensive advice on mortgage options and purchasing strategies. As a teacher, I was finding it challenging to navigate the ever-increasing interest rates, but Stephen dedicated extra time to patiently explain the available mortgage options to me.

Stephen diligently explored numerous lender options, ensuring that he found the best possible deal for me. Throughout the process, he consistently displayed exceptional responsiveness and unwavering support, always keeping my best interests in mind. I am extremely grateful for his expertise and professionalism.

I wholeheartedly recommend Stephen to anyone seeking mortgage advice and assistance. His knowledge, dedication, and genuine care for his clients make him an outstanding mortgage broker.

Tony Farah


Great Service from start to finish. Was recommened to Stephen Watson by a friend over a year ago and had a great introductory chat with him but our situation changed and didnt go ahead with property purchase. 1 year later we were able to go ahead and called Stephen. He remembered us and was an absolute great help with mortgage application from start to finish. Even though we threw him an unexpected curve ball half way through application he handled it like a pro and knew right away what to do and we got the loan easlily.
Would definitely recommend him to anyone needing a great mortgage broker.
He was also able to provide some info about our property that our conveyancer didnt supply. Will be using him again when we go for our investment property in a few years if not sooner.
Thank you very much Stephen.

Naomi Djuric


Number one. We could not be happier with the purchase of our first home!! This was only made possible by Stephen Watson and his amazing team. His hard work, professionalism and responsive communication made our dream become a reality. We highly recommend Stephen and his team. We will definitely be using Stephen for our future endeavours.

Sam Kermeen


Professional, Enthusiastic, Confident, Vigilant . Stephen, our mortgage broker, truly exceeded our expectations throughout the entire process. His knowledge and professionalism shone brightly in every interaction, making our home-buying experience significantly smoother and less stressful.

One of Stephen's standout qualities was his unwavering confidence and reassurance, especially during moments when the situation appeared bleak. His expertise in the field was evident, and his optimism never wavered. It was incredibly comforting to have someone so dedicated and confident in their abilities working on our behalf, which instilled us with a sense of hope and security.

Stephen's availability was another remarkable aspect of his service. He was always just a call away, ready to answer our questions and address any concerns promptly. This level of accessibility created a sense of trust and reliability, essential qualities in a mortgage broker.

In the end, Stephen not only secured a fantastic deal for us but also made the entire process as stress-free as possible. His knowledge, professionalism, confidence, and accessibility set him apart in his field. We are incredibly grateful for his support, and we wholeheartedly recommend Stephen to anyone seeking a mortgage broker who goes above and beyond to ensure their clients' success and satisfaction.

Andrew Rigby


A 10/10 experience. Stephen was an exceptional broker. From start to completion he was punctual, professional and reliable. He was also excellent at problem solving and finding a solution that was tailored to my circumstances. I would highly recommend Stephen and will be using his services again.

Kieran Smith


HIGHLY RECOMMENDED. Exceptional service, great communicator. Where to begin.. our whole experience with Stephen was simply amazing. We were unsure about the logistics involved with selling one home and buying another at the same time, but after one conversation with Stephen he simplified what had previously been confusing, and made us feel confident and not daunted. As a buyer (and also selling at the same time in this case), the ability to feel confident in the process is the most important thing and he made it possible for us to achieve this. From there he was only ever a phone call away when we needed anything, no matter how big or small, even if it was just a quick question to clarify something small. His demeanour was always cheerful and honestly was a pleasure to deal with. His knowledge of the process and the local market made us feel at ease with the whole process. He kept us on track with the required actions along the way and really took alot of the stress out of things. We feel he went above and beyond what other brokers would normally do for their clients and have recommended him to others who are equally as happy.

Robin Hobbs


Great advice and very helpful. Stephen provided extensive advice on mortgage options and purchasing strategies. We were first time buyers and Stephen spent extra time with us to explain the mortgage process. He explored many different lender options and found a great deal for us. He was always very responsive and supportive and had our best interests in mind. We highly recommend him.

Rob Evans


Stephen was fantastic and supportive throughout. Stephen guided us through the whole process of refinancing one property and also getting a new home loan for another property. He got us a reduced rate with cash back from the new bank and supported us literally until the final moment with regular updates and advocating for us. Great support

Ella Craig


First class service. Stephen went above & beyond to ensure I got the best outcome when refinancing my mortgage/property. Stephen was full of knowledge & advice, supportive & easily contactable & had infinite patience with all my questions. Would highly recommend his services to anyone.

La Cucina Lawry


Stephen strives to get you the best possible mortgage and genuinely cares

As soon as I started speaking with Stephen about my current situation and what my possible options were I instantly knew I was in good hands. The current climate with regard to interest rates rises and increased cost of living makes for stressful time, Stephen gave me confidence and reassurance when looking to refinance. You could tell that he genuinely cared in getting the best possible outcome and always was happy to provide any guidance and advice even when he was flat out. I will for sure be using Stephen with future arrangements and highly recommend him to both friends and family.

Liam Hackshall


Service with a smile. If your looking for someone to get the job done do yourself a favor and
contact Stephen,

Stephen was very helpful and professional in guiding me through the
best avenue for me to refinance for on going investments, unlike some other brokers who were looking for a quick outcome at higher interest rates.

Thanks again to Stephen and the team at Lending Loop.

Best regards,
Liam Hackshall

Annie Nudel


Fantastic mortgage broker with a personal service
Stephen is an excellent mortgage broker. He is knowledgeable, experienced and extremely helpful. He has truly gone the extra mile helping me with a complex refinance of two properties. He personally has spent a lot of time following up with the various banks, lenders and came to meet me to sign all the documents. He even worked over the holidays, although this wasn't expected at all. Stephen has been excellent in his communication and guidance every step of the way. I would highly recommend Stephen for an award for mortgage broker services and to all clients. I am very grateful to Stephen for his assistance and look forward to working with him again in the future.

Katarina Roa


Fast and Efficient Service. Stephen is very knowledgeable in the application process and kept in constant communication during outcome and general waiting periods. As a health professional he knew what information was required on my part to progress my application in a timely manner. I’ve often been held up because some things weren’t understood such as SS and RemServ payments etc. The entire process was smooth and months after things went through, Stephen follows up with us to check in and to see if everything is ok. Grateful for your service which allowed our application to be approved, which has been very timely in our current climate (i.e. interest increases etc.

Helen Wadsworth


As Mortgage Brokers go Stephen was supportive and knowledgeable all the way.
Stephen recently assisted me with getting me the best interest rate for my mortgage. He was knowledgeable, helpful and reassuring. I was hesitant doing online broker sourcing, but was pleasantly surprised and nothing was too much trouble with Stephen answering all my questions and was responsive and available at short notice to any of my queries.
I would recommend him to assist you with your next home loan venture without hesitation.
Thankyou Stephen and all the best with your young family.

James Mclean


EFFORTLESS. Stephen is the ultra-professional, his knowledge and willingness to go above and beyond made the process seem almost effortless for myself and my family.
I would have no hesitation in recommending Stephen, in fact I already have.

thank you.

Tim Leyshan


Professional advice and recommendations. Stephen helped us secure a mortgage for our latest home! He gave us honest insight into our personal finances and helped us make our home ownership dream come true! Thanks Stephen for all your help mate!



Thanks for an absolutely amazing experience!
As a first home buyer in Australia, I was naturally quite nervous and had limited knowledge of the market and requirements. Right from the start, Stephen explained all the basics, and was always available to chat if I had any questions, whether it was loan related or otherwise. Stephen managed to obtain a better interest rate on more favourable terms within a very short space of time, and always took the time to fully explain terms, conditions and what I needed to provide him with in order to proceed.

Not only did he do an amazing job in assisting me with the financing process, but he went above and beyond. Being new to the country, the whole process was very daunting, and we have limited contacts in Australia. He assisted in recommendations of solicitors, reviewed inspection reports, dealt with sometimes very arrogant agents on our behalf, and was always available to provide valuation reports and other insights into properties that we were interested in.

Stephen is truly committed and passionate about assisting his clients in any way he can, no matter what the day or the week or time of day it is.

Thanks again Stephen for all you help with this massive purchase, your guidance and support throughout the process was of immeasurable value and we sincerely appreciate it. Your passion for assisting your clients in any way you can shows through your always pleasant, positive attitude and competence.

Len Tobin


Stephen has been fabulous. 5 stars plus. He has been so generous with his time, available, patient in his explanations, thorough and particular with all details and knowledgeable. He really takes pride in his work and believes in his mission to save customers dollars. He has dealt with our complex banking and saved us thousands through refinancing. Highly recommended 👍



Fantastic customer experience!
Stephen recently helped me re finance my mortgage. Stephen’s communication was excellent and his knowledge ensured a seamless experience. I would highly recommend Stephen and appreciated his professionalism and care of my matter.

Matthew Coles (Matt)


Highly recommend! Stephen helped me re-mortgage my home with ease and quickly. Highly recommend!

Stany Simon


Fantastic Customer Service.

We engaged Stephen’s services for securing a home loan. He has been exceptional in helping us through the loan approval journey and answering all our questions. He is very knowledgeable and can count on him to give you the best advice based on your situation.

Definitely would recommend his services !!

Lisa Gibbons


Highly recommend knowledgeable, reliable & trustworthy
I highly recommend Stephen from Lending Loop. Stephen organised refinancing for us & did all the hard time consuming work to get it done for us in short timeframe. Stephen presented our family with multiple loan banking options and a range of cheaper rates. The process with Stephen removed the stress and time that usually takes with loan applications and changing banks. Stephen is knowledgeable, trustworthy and reliable and I would definitely recommend using his services he removed the hassle and is highly professional.

kat capel


Stephen is amazing. I would recommend him to anyone hoping to secure a loan at a good interest rate. He’s super friendly and dedicated and I honestly couldn’t have purchased my home without him.

Jan Paul Co


Very Professional and Very Personal. Stephen has your best interest and gets the job done.
Stephen has the best ability to really get to know you and understanding your family's situation. He is really dependable in terms of presenting to you the best options that would align your circumstance to the current market situation. Details left out for anonymity.

Melandie de Lange


I highly recommend Stephen!

Being novices in the Australian property market, when we started working with Stephen, he not only helped us gain confidence in our own means to own our own home, he was instrumental in making it happen.

He worked hard to get us the best interest rate, guided us through every step and was always available to give advice when needed. He is an expert in his field, extremely reliable and a pleasure to work with.



Fantastic..always looked for solutions. Stephen is an out of the box thinker and looks at what works for the customer. Always appreciate his thoughts and suggestions.. looking forward to working on our other projects

Stuart Allen


We came to work with Stephen purely because he was prompt and efficient. We actually had other leads but Stephen was simply better! We started with pre-approval process which turned into an actual application within days. Stephen managed the transition seamlessly and even found us a better deal. All calls were answered promptly, all updates provided immediately, and this was true from out first call to our settlement today (with only six weeks in between). I would not hesitate to recommend Stephen's services.

Matthew Clark


Stephen sorted out my loan in record time

The day I signed the contract to purchase my dream home, my bank decided to cancel my pre-approval on account of the property being too rural.
On a recommendation from a friend I phoned Stephen. He gave me the confidence that I could sign "subject to finance 14-days" and he was able to get a loan application together and approved for me quickly and efficiently, and on terms better than my bank was offering, and he did it all in under a week.

Thanks Stephen!

Garrick Heesen


Effortless process
Not having had great experiences with previous brokers I was apprehensive about using another. Stephen was great, kept us constantly up to date on progress ensuring process ran smoothly. Really an effortless process. Would highly recommend.

Rinda Hunt


Extremely helpful, highly recommended
To say I made this journey an easy one for stephen would be as far from the truth as you could get. Stephen was always there to lend a helping hand, gave alot of insightful information and help us through alot of ups and downs.
The end result was the best we could have asked for.
I highly recommend contacting Stephen to help with your vision of buying your home or investment property.

Anuja Jain


Highly recommend
Stephen is great to work with and is highly professional and prompt.
He makes sure to answer all our queries and keeps us in loop at every step. He is very knowledgeable and in tune with the market products and rates. He carefully listened to all our questions and challenges and made the whole process a pleasant experience.

John Minett


Excellent Broker. Stephen Has done amazing job in refinancing my loans. He was always willing to help and work through the obstacles along the way. Highly recommended

Jesse Outen


I'm very grateful that I came across Stephen late last year whilst my partner and I were looking to purchase a home. We were originally confined to an unappealing pre-approval with a certain bank before eventually getting in contact with Stephen. Thankfully, he opened us up to a range of alternate options that far better suited our situation. Stephen was then very patient and committed to us when our situation constantly evolved, which eventually led us to acquiring a property we couldn't even dream of purchasing at the beginning of our search! This was largely due to the efforts and guidance of Stephen; for which we're very grateful for. He is obviously very knowledgeable and a friendly guy too!

Amanda Oliver


Excellent service highly recommended
Stephen helped me refinance loan to buy investment property. His service was outstanding, really easy to deal with, kept me in the loop at all times, made things happen very quickly. Definitely recommend Stephen as a broker, I also got some great contacts through him for a buying agent. Happy customer :)

Steve Lake


A tough situation made easy! Thanks Steve
Steve is very results orientated and he backs this up with exceptional service and communication. I can't recommend Steve highly enough to get the job done easily and with minimum effort from me. Steve took a tough situation that other brokers couldn't get their heads around and made it simple and easy to understand. Well done Steve and team.

Cindy Barker


We are absolutely delighted with the service and advice we have received from Stephen Watson. He's so knowledgeable, friendly, helpful and was able to save us several thousand dollars with our refinancing. The whole process has been super smooth and streamlined, all thanks to Stephen. Cannot recommend him highly enough!

Sean Chamberlain


I wanted to thank Steve and Paul for all the hard work they put into our property loans. They went above and beyond to keep the process seamless and stress free. They both should be very proud on how they conduct their business, and I believe they have a big future ahead of them. If you are looking for a home or investment loan, I could not reccomend Stephen and his team highly enough.

Shirley L


Stephen was proactive from the start, fast to respond and ask for any required information and very knowledgeable regarding the products available. He was responsive and explained all questions in detail. Would definitely recommend!

Brittney Williams


We would recommend Steve to any of our friends or family. He works tirelessly, has great communication, actions things promptly, and genuinely wants to get the best outcome for you.

Ben Haigh


Steve is an incredibly hard working and passionate. He goes above and beyond to offer a great experience. Banks make it difficult, painful and mundane. The whole process with Steve was effortless. Would highly recommend him to anyone. Won't ever use a bank again.

Book an appointment with Stephen Watson

Thousands of home loans from over 40 lenders

Get in touch

Weekdays 9:00am to 5:30pm AEST

Call: 1300 695 667

Email: [email protected]

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